You Can F*@king Do It.
The super fun declaration, “Why would you waste your money on rent?!” is word vomited so ignorantly often that if you have found yourself on the receiving end your nostrils instantly flair before the word “waste” is even done being said. “Well SH!T, Betty!* I’ve never even thought of that! I’ve also never sat down, added up all of my rent from one single year and then screamwept (real word) into my phone as I looked at the total, manically thinking of all the other ways I could have spent/saved/burned that money! Thank you so much for making such a thoughtful, unassuming statement!” So simple, Betty. SO simple. Well, Betty, the reality is this; They have not purchased a home because they either:
A) Do not want to
B) Literally cannot financially, or...
C) Think they cannot financially
D) Do not know how (Hi. I help.)
“Well, SH!T, Betty!”
Of course, there are other reasons worthy of a letter-bullet, but these are the four that I am rolling with okay? OKAY. MOVING ON.
First, and most importantly, if you do not want to buy a home, then do not buy a f*@king home. You are an adult, you can make your own adult decisions. Done. That was easy. Okay, second- If you flat out financially cannot front the cash needed for the down payment on a home + some buffer cash for closing costs + about 4-6 months of your mortgage payment, in addition to some buffer cash for the CRAPS aka general costs of homeownership you did not foresee that elicit said word, then do not buy a f*@king home. NOW, if you are one of the many (read: MANY) that think they cannot buy a home because they do not know how (see what I did there?), then you are just simply misinformed. Buying a home for the first time can be S.C.A.R.Y. That is a lot of cash to be dumping into something before it even buys you a drink. I get it. But I am here to tell you this, you can f*@king do it. Goodbye, the archaic and terrifying idea of 20% down! Adios, thinking that once you purchase a home you are stuck there for-ev-er. Au revoir, Betty and her rent rant. NOT TODAY, BETTY. FIND SOME OTHER INSECURITY TO EXPOSE THANK YOU GOODBYE.
“Au revoir, Betty and her rent rant.”
There are many alternative approaches and strategies to home buying from different loan options, to different types of property. Do not fret, pal. All we need is a little coffee talk and you will be saddling up** in no time...but only if you are ready. Honestly, if you have made it to the end of this blog blurb, I would have to say that you are.
I’m here to be your coach, cheerleader and personal (mental) trainer for when you decide that it is time to get on that horse***. It is time to invest in yourself. It is time to invest in your future. It is time to invest in your home. You can f*@king do it.
Let’s get this property purchasing party started! (snaps for alliteration!)
HERE FOR YOU.
Jess
*I do not actually know any Bettys. This character name was purely based on that fact, and also the fact that it was the first name that came to mind for this scenario. Sorry, Betty.
**It is particularly amusing that I made a horse reference here. I hate horses. Let me clarify, I hate horses because they terrify me. Too big. Too strong. Bleah.
***Again! Who am I?!